Frequently Asked Questions About Financing
When Should I Begin the Financing Process?
While everyone's car buying experience is different, we recommend starting the financing process once you have found your dream car. Furthermore, we recommend taking that vehicle out on a test drive before deciding to start on the financing process.
What Will the Financing Process Be Like?
This depends on whether you decide to apply for financing online, or to explore your options with our team at our dealership. When you are at our dealership, our team will be here to help you. We will discuss everything from your credit score to your financial situation, to everything in between. We will also discuss what monthly payments you would prefer. Bottom line, we will work with you through every detail. If you choose to finance your vehicle online, you will fill out this information on our online secure form. Plus, no matter if you are visiting from Randolph, VT or New London, NH, our financing team will assist you.
Should I Lease or Buy a Car?
The answer to this question depends on your personal budget situation and your driving habits. However, there are a couple of basic things that set these financing options apart from each other. When you lease a car, it's generally a short-term investment. Leasing tends to be more affordable on a short-term basis. It does also come with mileage parameters, though, which can make driving around Plymouth, NH more restrictive.
Buying on the other hand tends to be more expensive per month. It's also a long-term investment. However, when you buy a vehicle you don't have to worry about mileage parameters.
Can I Finance My Vehicle Online?
You definitely can! By using our online finance application, you can easily apply for financing without having to leave the comfort of your home. Best of all, this application is easy to use, understand, and access. In fact, you can fill it out when you are at home, when you are on the go, or when you are at the office.
Can I Add Extended Warranties To My Financed Vehicle?
We know that many drivers are looking to protect their investment -- particularly when it comes to its warranty and overall longevity. When you work with our financing team, you can discuss adding protections to your investment. We can also answer any questions you may have about them.
What Is GAP Insurance & Why Is It Important?
When you drive off our lot, you need insurance for your new vehicle. However, if you are in a collision, your insurance may not cover the value difference between what the car is worth and what you owe on it. In that event, GAP insurance will cover this difference, taking the burden off your shoulders.
Will I Be Able To Get a Car with My Credit Score?
Many of the drivers who visit our dealership are worried about how their credit score will affect their financing prospects. Not to worry -- our team has worked with all types of drivers from all walks of life. We would be proud to answer any questions you may have about financing, your credit score, and everything in between.
Ready To Learn More?
If you would like to learn more about our selection of vehicles, or if you have any financing questions, we invite you to visit us at Lebanon Ford in Lebanon, NH. Our team would be proud to help answer any questions you may have.
We are proud to serve drivers in Claremont, NH and Hanover, NH.